Future Savings Account - Zero Balance Account Online (2024)

Future Savings Account - Zero Balance Account Online (1)

Maximize
your earning
with up to 7%
interest p.a.

Get free fund transfers with your
IDFC FIRST Bank Future FIRST Savings Account

Maximize your earning with up to 7% interest p.a.

Get free fund transfers with your IDFC FIRST Bank Future FIRST Savings Account

  • Future Savings Account - Zero Balance Account Online (2) Monthly Interest Credit on Savings
  • Future Savings Account - Zero Balance Account Online (3) VISA Signature Debit Card
  • Future Savings Account - Zero Balance Account Online (4) Free general banking services
  • Future Savings Account - Zero Balance Account Online (5) Monthly Interest Credit on Savings
  • Future Savings Account - Zero Balance Account Online (6) VISA Signature Debit Card
  • Future Savings Account - Zero Balance Account Online (7) Free general banking services
  • Overview
  • Eligibility
  • FAQS

Take a step towards financial independence with up to 7% interest per annum on your zero balance savings account. Because for us your future is always FIRST.Read More

Future FIRST Account is a zero balance savings account with Visa Signature debit card. This account can be offered to students from premier/identified educational institutes of India. Enjoy up to 7% interest per annum with no minimum balance required, free fund transfers, free general banking services, and much more.Read Less

Future Savings Account - Zero Balance Account Online (8)

Zero balance account |
Free Visa Signature Debit Card

Interest up to 7%

Future First account with Amazing benefits

Future Savings Account - Zero Balance Account Online (9)

Dining Deals

Enjoy exciting dining deals on delicious food and beverages with your IDFC FIRST Bank Debit Card - save up to ₹6,000/-

Future Savings Account - Zero Balance Account Online (10)

Free Personal Accidental Insurance

Free Personal Accidental Insurance Cover (death or permanent disability) of ₹35 lakhs - save ₹7,000 annually

Future Savings Account - Zero Balance Account Online (11)

Free airport lounge access

Free airport lounge access - 2 per quarter in major cities and save ₹12,000 annually

Monthly Interest Credit on your Savings Accounts

  • Earning interest on interest with IDFC FIRST Bank
  • Monthly interest credits versus the industry norm of quarterly interest credit
  • Free and unlimited ATM transactions at any bank anywhere in India
  • Industry best giveaways!

Future Savings Account - Zero Balance Account Online (12)

Future Savings Account - Zero Balance Account Online (13)

Future FIRST Account with VISA Signature Debit Card

Zero balance savings account

  • Personal accident cover is 35 Lakhs,
    air accident insurance is 1 cr.
  • Airport lounge access in major cities -
    Twice every quarter
Future Savings Account - Zero Balance Account Online (14) Future Savings Account - Zero Balance Account Online (15)
Future Savings Account - Zero Balance Account Online (16)

Experience a Mobile Banking revolution

Track spends, earn rewards, check your risk profile, invest in Mutual Funds in a click, experience Google-like search, cash flow analysis

The on-boarding vouchers/benefits offered in the first 30 days post Salary Account opening have been discontinued w.e.f .1st July'22

ELIGIBILITY

Who Can Apply?

  • Graduate and postgraduate students from premier/identified educational institutes of India

Documentation

For Physical Bank Account Opening:

  • Passport-size photograph
  • If you have a PAN Card, it is mandatory to provide it while opening your account
  • Any one of the following document:

    - Aadhaar Card

    - Passport

    - Voter’s Identity Card (Election Card)

    - Permanent and valid driving license with photograph

    - Job Card issued by NREGA duly signed by an officer of the State Government

    - Letter issued by the National Population Register containing details of name and address.

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FEES & CHARGES

Find out about our minimal and transparent fees & charges

Future Savings Account - Zero Balance Account Online (19)

FREQUENTLY ASKED QUESTIONS

How can I learn more about IDFC FIRST Bank Future FIRST Savings Account Interest Rates.

IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer one of the industry’s best savings account interest rates at up to 7% p.a.

What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every month.

Hurry and make the most of this unique opportunity.Click hereto know more.

Please note that interest rates are subject to periodic change.

How does the monthly interest credit for savings account work?

For the convenience of our customers, the Bank will credit interest to customers’savings accountson a monthly basis. The earlier facility of interest credit on quarterly basis on savings accounts will be discontinued from June 30, 2021. The Bank is among the few in the industry to offer monthly interest credit on savings accounts.

How can I open a IDFC FIRST Bank Future FIRST Savings Account?

You can open a Future FIRST Savings Account by reaching out to any IDFC FIRST Bank representative or by walking into the nearest IDFC FIRST Bank branch centre.

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Future Savings Account - Zero Balance Account Online (2024)
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